Our Courses

Advanced Diploma in Credit Management

Enable the participants to demonstrate a sound knowledge and understanding in the deeper aspects of Credit Management and associated Risks in order to maintain sustainability of their Financial Organizations.

  • Commencement

    28th August 2022 (Sunday 1.30 pm. to 5.30 pm.)

  • Duration

    96 hours

  • Medium


Course Fee

Full payment : Rs.28,000.00/-

Installment payments : 60% + 50% of course Fee



  • To create professionalism in Credit Management Field
  • To develop participants’ skills needed for high positions in Financial Service Sector
  • To develop Business Risk taking Culture in Credit Management
  • To enhance the skills to handle large Corporate Credits and face

Course Contents

Module I - Credit Administration Functions

  • Functions of the Credit Administration Division
  • Credit Policy & Credit Culture
  • Perfection of Securities, Documents & Related Process
  • Maintenance of Records
  • Liaise with the Credit Division/Risk Division & other Banks Regulations
  • Classification of Accounts
  • Credit Administration as an Agency Function

Module II - Credit Appraisal and Decision Making

  • Credit Analysis and Decision Making
  • Security for Lending
  • Legal and Statutory Requirements
  • Risk Management in Lending

Module III - Specialized Lending Fields

  • Lease Financing & Hire Purchase
  • Project Financing
  • Venture Capital Financing
  • Factoring
  • Micro & SME Financing
  • Syndicated loans
  • Islamic Banking Concepts

Module IV - Remedial / Problem Loan Management

  • Credit Monitoring/Supervision/Follow up
  • Rehabilitation of Problem Loans
  • Restructuring & Re-scheduling of Credit
  • Management of Sick Projects
  • Legal Procedures & Related Issues
  • Writing Off of Bad Loans

Payments for IBSL Class Fees

Bank of Ceylon
Branch: City Office
People's Bank
Branch: Liberty Plaza Branch
309 1004 5 2536729
Commercial Bank of Ceylon PLC
Branch: Kollupitiya Branch
Hatton National Bank PLC
Branch: Kollupitiya Branch
Sampath Bank PLC
Branch: Head Office
National Savings Bank
Branch: Head Office
10912 01 01192

Eligibility requirements for registration

a) Diploma in Credit Management/IBSL – (DCM) OR

b) Diploma in Applied Banking & Finance (DADF)/ DBF – IBSL OR   

c) Postgraduate Diploma/IBSL – (PGEDBM) OR

d) Graduates with experience in field of credit OR

e) Executive in Financial Institutions with minimum 6 years’ experience in field of Credit

+94 11 2425777