Our Courses

Advanced Diploma in Credit Management

Enable the participants to demonstrate a sound knowledge and understanding in the deeper aspects of Credit Management and associated Risks in order to maintain sustainability of their Financial Organizations.

  • Commencement

    28th August 2022 (Sunday 1.30 pm. to 5.30 pm.)

  • Duration

    96 hours

  • Medium

    English

Course Fee

Full payment : Rs.28,000.00/-

Installment payments : 60% + 50% of course Fee

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Objectives

  • To create professionalism in Credit Management Field
  • To develop participants’ skills needed for high positions in Financial Service Sector
  • To develop Business Risk taking Culture in Credit Management
  • To enhance the skills to handle large Corporate Credits and face

Course Contents

Module I - Credit Administration Functions

  • Functions of the Credit Administration Division
  • Credit Policy & Credit Culture
  • Perfection of Securities, Documents & Related Process
  • Maintenance of Records
  • Liaise with the Credit Division/Risk Division & other Banks Regulations
  • Classification of Accounts
  • Credit Administration as an Agency Function

Module II - Credit Appraisal and Decision Making

  • Credit Analysis and Decision Making
  • Security for Lending
  • Legal and Statutory Requirements
  • Risk Management in Lending

Module III - Specialized Lending Fields

  • Lease Financing & Hire Purchase
  • Project Financing
  • Venture Capital Financing
  • Factoring
  • Micro & SME Financing
  • Syndicated loans
  • Islamic Banking Concepts

Module IV - Remedial / Problem Loan Management

  • Credit Monitoring/Supervision/Follow up
  • Rehabilitation of Problem Loans
  • Restructuring & Re-scheduling of Credit
  • Management of Sick Projects
  • Legal Procedures & Related Issues
  • Writing Off of Bad Loans

Payments for IBSL Class Fees

Bank
Bank of Ceylon 74728257
People's Bank 309 1004 5 2536729
Commercial Bank of Ceylon PLC 1108650201
Hatton National Bank PLC 115010128234
Sampath Bank PLC 002960000652
National Savings Bank 10912 01 01192

Eligibility requirements for registration

a) Diploma in Credit Management/IBSL – (DCM) OR

b) Diploma in Applied Banking & Finance (DADF)/ DBF – IBSL OR   

c) Postgraduate Diploma/IBSL – (PGEDBM) OR

d) Graduates with experience in field of credit OR

e) Executive in Financial Institutions with minimum 6 years’ experience in field of Credit

+94 11 2425777