Our Courses

Diploma in Credit Management

  • Commencement

    02.10.2022 (Sunday 8.30 am. to 12.30 pm.)

  • Duration

    108 hours

  • Medium

    English

Course Fee

Full payment : Rs.28,000.00/-

Installment payments : 60% + 50% of course Fee

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Objectives

This course is designed with the objective of providing a comprehensive knowledge and exposure for the participants to become a competent credit officer to handle all areas of credit management. The main areas are,

  • Understanding of the credit evaluation
  • Assessment of Risk associated with credit
  • Techniques of mitigating risks
  • Repayment of loans
  • Management of recovering defaulted loans
  • Management of various types of traditional and modern hybrid lending products.

Learning Outcome

At the end of the programme, the participants will be able;

  • To understand the concepts and apply the best practices in Credit Management
  • To analyze source documents and prepare impressive and convincing credit proposals using modern credit evaluation techniques,
  • To make sound credit decisions in evaluation, risk management and recovery
  • To perform as educated and confident credit professionals

Course Contents

Module 1 - Introduction to Lending Business; credit policies and credit culture

  • Introduction to Lending business
  • Role of Asset and Liabilities Committee

Module II Principles of Credit Management

  • Principles of Lending
  • Types of Borrowers and eligibility of borrowers
  • Classification of Advances

Module III Credit Appraisal

  • Customer evaluation
  • Credit Rating Analysis
  • Customer Evaluating techniques
  • Evaluating Business Customers

Module IV Financial Statement Analysis and Interpretation

  • An Introduction to Financial Statements
  • Calculation of Ratios
  • Interpretation of Financial Statement
  • Accounting Techniques for Credit Decision Making
  • Financial Projections
  • Introduction to Working Capital Finance

 Module V International Trade

  • Introduction to International Trade
  • Financing Import Trade
  • Financing Export Trade

Module VI Risk Management

  • Introduction to Risk Management
  • Risk Mitigation Instruments / Methodologies

Module VII Securities Management and Documentation Procedures

  • Introduction to Security Management
  • Types of Securities
  • Valuation of Securities
  • Legal Aspects of Securities

Module VIII   Remedial and Recovery Management

  • Introduction to Recovery and Remedial Management
  • Post Sanction Supervision / Monitoring and Follow up
  • Recovery Options

Payments for IBSL Class Fees

Bank
Bank of Ceylon 74728257
People's Bank 309 1004 5 2536729
Commercial Bank of Ceylon PLC 1108650201
Hatton National Bank PLC 115010128234
Sampath Bank PLC 002960000652
National Savings Bank 10912 01 01192

+94 11 2425777