{"id":10326,"date":"2023-08-31T03:05:41","date_gmt":"2023-08-31T03:05:41","guid":{"rendered":"https:\/\/gd2.earrow.net\/ibslweb\/?post_type=lp_course&p=10326"},"modified":"2026-01-13T14:08:49","modified_gmt":"2026-01-13T08:38:49","slug":"diploma-in-credit-management","status":"publish","type":"lp_course","link":"https:\/\/www.ibsl.lk\/?lp_course=diploma-in-credit-management","title":{"rendered":"Diploma in<\/span> Credit Management"},"content":{"rendered":"
\n

Objectives<\/h3>\n

This course is designed with the objective of providing a comprehensive knowledge and exposure for the participants to become a competent credit officer to handle all areas of credit management. The main areas are,<\/p>\n

    \n
  • Understanding of the credit evaluation<\/li>\n
  • Assessment of Risk associated with credit<\/li>\n
  • Techniques of mitigating risks<\/li>\n
  • Repayment of loans<\/li>\n
  • Management of recovering defaulted loans<\/li>\n
  • Management of various types of traditional and modern hybrid lending products.<\/li>\n<\/ul>\n

    Learning Outcome<\/strong><\/p>\n

    At the end of the programme, the participants will be able;<\/p>\n

      \n
    • To understand the concepts and apply the best practices in Credit Management<\/li>\n
    • To analyze source documents and prepare impressive and convincing credit proposals using modern credit evaluation techniques,<\/li>\n
    • To make sound credit decisions in evaluation, risk management and recovery<\/li>\n
    • To perform as educated and confident credit professionals<\/li>\n<\/ul>\n<\/div>\n
      \n

      Course Contents<\/h3>\n

      Module 1 – Introduction to Lending Business; credit policies and credit culture<\/strong><\/p>\n

        \n
      • Introduction to Lending business<\/li>\n
      • Role of Asset and Liabilities Committee<\/li>\n<\/ul>\n

        Module II Principles of Credit Management<\/strong><\/p>\n

          \n
        • Principles of Lending<\/li>\n
        • Types of Borrowers and eligibility of borrowers<\/li>\n
        • Classification of Advances<\/li>\n<\/ul>\n

          Module III Credit Appraisal<\/strong><\/p>\n

            \n
          • Customer evaluation<\/li>\n
          • Credit Rating Analysis<\/li>\n
          • Customer Evaluating techniques<\/li>\n
          • Evaluating Business Customers<\/li>\n<\/ul>\n

            Module IV Financial Statement Analysis and Interpretation<\/strong><\/p>\n

              \n
            • An Introduction to Financial Statements<\/li>\n
            • Calculation of Ratios<\/li>\n
            • Interpretation of Financial Statement<\/li>\n
            • Accounting Techniques for Credit Decision Making<\/li>\n
            • Financial Projections<\/li>\n
            • Introduction to Working Capital Finance<\/li>\n<\/ul>\n

              \u00a0<\/strong>Module V International Trade<\/strong><\/p>\n

                \n
              • Introduction to International Trade<\/li>\n
              • Financing Import Trade<\/li>\n
              • Financing Export Trade<\/li>\n<\/ul>\n

                Module VI Risk Management<\/strong><\/p>\n

                  \n
                • Introduction to Risk Management<\/li>\n
                • Risk Mitigation Instruments \/ Methodologies<\/li>\n<\/ul>\n

                  Module VII Securities Management and Documentation Procedures<\/strong><\/p>\n

                    \n
                  • Introduction to Security Management<\/li>\n
                  • Types of Securities<\/li>\n
                  • Valuation of Securities<\/li>\n
                  • Legal Aspects of Securities<\/li>\n<\/ul>\n

                    Module VIII \u00a0 Remedial and Recovery Management<\/strong><\/p>\n

                      \n
                    • Introduction to Recovery and Remedial Management<\/li>\n
                    • Post Sanction Supervision \/ Monitoring and Follow up<\/li>\n
                    • Recovery Options<\/li>\n<\/ul>\n

                       <\/p>\n

                       <\/p>\n<\/div>\n

                       <\/p>\n","protected":false},"excerpt":{"rendered":"

                      Commencement<\/b><\/h5>\n

                      Intake 01<\/b> – 29 March 2026 (Sunday 8.30 am. to 12.30 pm)
                      \n
                      \nIntake 02<\/b> – 27 September 2026 (Sunday 8.30 am. to 12.30 pm)<\/p>\n","protected":false},"featured_media":13549,"comment_status":"closed","ping_status":"closed","template":"","course_category":[160],"course_tag":[],"class_list":["post-10326","lp_course","type-lp_course","status-publish","has-post-thumbnail","hentry","course_category-course-code-dp10","course"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course\/10326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course"}],"about":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/types\/lp_course"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10326"}],"version-history":[{"count":8,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course\/10326\/revisions"}],"predecessor-version":[{"id":20197,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course\/10326\/revisions\/20197"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/media\/13549"}],"wp:attachment":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10326"}],"wp:term":[{"taxonomy":"course_category","embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fcourse_category&post=10326"},{"taxonomy":"course_tag","embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fcourse_tag&post=10326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}