{"id":10546,"date":"2023-08-31T15:47:13","date_gmt":"2023-08-31T15:47:13","guid":{"rendered":"https:\/\/gd2.earrow.net\/ibslweb\/?post_type=lp_course&p=10546"},"modified":"2026-02-23T14:25:23","modified_gmt":"2026-02-23T08:55:23","slug":"certificate-in-credit-management","status":"publish","type":"lp_course","link":"https:\/\/www.ibsl.lk\/?lp_course=certificate-in-credit-management","title":{"rendered":"Certificate in<\/span> Credit Management"},"content":{"rendered":"
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Objectives<\/h3>\n

This course is designed with the objective of providing basic knowledge and exposure for the participants to become a competent credit officer to handle areas of credit management. The main areas are,<\/p>\n

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  • Understanding of the credit evaluation<\/li>\n
  • Assessment of Risk associated with credit<\/li>\n
  • Techniques of mitigating risks<\/li>\n
  • Management of recovering defaulted loans<\/li>\n
  • Management of various types of traditional and modern hybrid lending products.<\/li>\n<\/ul>\n<\/div>\n
    \n

    Course Contents<\/h3>\n

    Module I \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Principles of Credit Management (8 hrs)<\/strong><\/p>\n

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    • Principles of Lending<\/li>\n
    • Classification of Credit<\/li>\n
    • Sectors of Lending<\/li>\n
    • Types of Lending Products\n
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      • Fund Base Products<\/li>\n
      • Asset Base Products<\/li>\n
      • Fee Base Products<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

         <\/p>\n

        Module II \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Credit Appraisal (8 hrs)<\/strong><\/p>\n

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        • Customer evaluation<\/li>\n
        • Customer Evaluating Techniques<\/li>\n
        • SWOT Analysis; 5 Forces Analysis<\/li>\n<\/ul>\n

           <\/p>\n

          Module III \u00a0\u00a0\u00a0\u00a0\u00a0 Financial Statement Analysis and Interpretation (16 hrs)<\/strong><\/p>\n

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          • Financial Statement Analysis<\/li>\n
          • Calculation of Ratios<\/li>\n
          • Interpretation of Financial Statement<\/li>\n
          • Accounting Techniques for Credit Decision Making<\/li>\n
          • Introduction to Working Capital Finance<\/li>\n<\/ul>\n

             <\/p>\n

            Module IV\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Risk Management (4 hrs)<\/strong><\/p>\n

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            • Introduction to Risk Management<\/li>\n
            • Credit Risk<\/li>\n<\/ul>\n

               <\/p>\n

              Module V Securities Management and Documentation Procedures (12 hrs)<\/strong><\/p>\n

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              • Introduction to Security Management<\/li>\n
              • Types of Securities\n
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                • Intangible Securities<\/li>\n
                • Tangible Securities<\/li>\n<\/ul>\n<\/li>\n
                • Legal Aspects of Securities<\/li>\n
                • Registration Procedure<\/li>\n
                • Payment of Stamp Duty<\/li>\n<\/ul>\n

                   <\/p>\n

                  Module VI \u00a0\u00a0\u00a0\u00a0\u00a0 Remedial and Recovery Management (16 hrs)<\/strong><\/p>\n

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                  • Introduction to Recovery and Remedial Management<\/li>\n
                  • Recovery Options<\/li>\n
                  • Enforcing\/ Liquidating Securities<\/li>\n
                  • Litigating Procedures<\/li>\n
                  • Capital Write off<\/li>\n<\/ul>\n

                     <\/p>\n

                     <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

                    Commencement<\/b><\/h5>\n

                    Intake 01<\/b> – 27 June 2026 (Saturday 1.30 pm. to 5.30 pm)
                    <\/p>\n","protected":false},"featured_media":10735,"comment_status":"closed","ping_status":"closed","template":"","course_category":[156],"course_tag":[],"class_list":["post-10546","lp_course","type-lp_course","status-publish","has-post-thumbnail","hentry","course_category-course-code-cc06","course"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course\/10546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course"}],"about":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/types\/lp_course"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10546"}],"version-history":[{"count":5,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course\/10546\/revisions"}],"predecessor-version":[{"id":20215,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/lp_course\/10546\/revisions\/20215"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=\/wp\/v2\/media\/10735"}],"wp:attachment":[{"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10546"}],"wp:term":[{"taxonomy":"course_category","embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fcourse_category&post=10546"},{"taxonomy":"course_tag","embeddable":true,"href":"https:\/\/www.ibsl.lk\/index.php?rest_route=%2Fwp%2Fv2%2Fcourse_tag&post=10546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}